Terms & Conditions

1. Acceptance of Terms

By accessing this website or joining our WhatsApp community, you agree to these Terms & Conditions. This is a placeholder document — please have it reviewed by a qualified professional before relying on it for a live business.

2. Use of the Website

This website is provided for informational purposes to introduce our professional learning community. Content may be updated or changed at any time without prior notice.

3. WhatsApp Community

• Joining the WhatsApp community is voluntary and free.
• Members are expected to communicate respectfully with other members.
• We reserve the right to remove members who violate community conduct expectations.
• You may leave the community at any time.

4. No Guarantee of Outcomes

While we aim to share valuable, practical resources and insights, we do not guarantee specific personal or professional outcomes as a result of using this website or participating in the community.

5. Intellectual Property

All content on this website, including text, graphics and design elements, belongs to SMC Strategies or its licensors, unless otherwise noted, and may not be reproduced without permission.

6. Third-Party Platforms

Our WhatsApp community operates on a third-party platform (WhatsApp). Your use of that platform is also subject to WhatsApp's own terms of service.

7. Limitation of Liability

SMC Strategies is not liable for any indirect, incidental or consequential damages arising from the use of this website or participation in our community.

8. Changes to These Terms

We may revise these terms from time to time. Continued use of the website or community after changes indicates your acceptance of the updated terms.

9. Contact Us

For questions about these terms, please reach out via: hello@example.com (placeholder — replace with your actual contact email).